Personal Pensions/Group Pensions


Personal Pensions/Group Pensions are a means of saving for retirement as a replacement for your income at that time. Your savings plus the benefit of any investment growth can provide you with a tax free cash lump sum and an income in retirement


Executive Pensions

Executive Pension Plans typically are for Company Directors or Senior Staff and can offer benefits separate to those of any main company pension scheme as well as other potential tax and National Insurance savings for the company.



SSAS Pension Schemes are set up typically for company directors and key employees of small and family run businesses that allow greater potential growth and investment flexibility including stocks and shares and property investment.



SIPP (Self Invested Pension Plan) these are very similar to a personal pension but allow far greater investment opportunities for clients wishing to take greater control of their own pension planning and how it is invested. Typical assets accepted within this type of plan includes stocks and shares, unit trust, deposits, life assurance bonds and commercial property.


Full Retirement Planning

Full Retirement Planning - a way of reviewing any existing pension plans you have along with any goals for retirement to ensure that your retirement plans are on track and if not how we can help you remedy this.



Past performance is not a guide to the future.  Prices can go down as well as up.  Investment returns may fluctuate and are not guaranteed.