Investments and Savings

Investment Bonds

Investment Bonds are a single premium life assurance policy that can potentially provide capital growth and/or income over a period of time depending on the investment performance of the investment fund(s)


Individual Savings Accounts (ISA’s)

ISA’s are tax efficient vehicles that are either a cash account similar to a normal bank account or stocks and shares which are investments that have no liability to income or capital gains tax subject to a maximum investment threshold in each tax year.


Unit Trusts/OEICS/Investment Trusts

Unit Trusts/Open Ended Investment Companies/Investment Trusts are pooled investments that allow access to investing in numerous geographical areas and asset classes with the benefit of them being run by a professional investment management company.


Offshore Investments

Offshore Investments can be effective investment tools especially in long term investment planning, inheritance tax planning, corporate investment and clients that are UK resident but non-domiciled for tax purposes.


Bank Accounts

Bank Accounts are available for cash deposits for those who do not wish to invest in the equity market at this time and it may be possible to obtain preferential interest rates than those being offered by your own bank.


Regular Savings Plans

Regular Savings Plans are available whether you are saving for a long term goal like a child’s education or wedding or would just like the ability to save for the future with the potential of greater returns on your money than a normal savings account; there are various plans to suit your needs.


The value of your investment can fall as well as rise and you may get back less than you have invested.  Investment returns may fluctuate and are not guaranteed.

The Financial Conduct Authority does not regulate deposit accounts and some types of offshore investment