Indicative Lifetime Mortgage Calculator

We could all probably benefit from a little extra cash in retirement, whether that means the holiday of a lifetime, home improvements or enjoying the retirement you’ve always dreamed of. One of the options that might be available to you is a lifetime mortgage. If this is something that you might be considering, it’s worth finding out how much money you could release from your property. It’s a popular option with many, as any cash that you do release is completely tax-free.

Our Indicative Lifetime Mortgage Tool will provide you with an indication of the total you could release from your property and is applicable for new customers only. It is only an indicative figure and does not constitute an illustration.

Taking out a lifetime mortgage (a type of loan secured against your home) is an important decision and there are many things to consider, so please use the calculator as a guide only. For a full lifetime mortgage illustration based on your individual circumstances, please speak to a financial adviser.

You should be aware that all equity release plans will reduce the value of your estate and may affect your entitlement to state benefits.

The loan to value rates used are subject to change and correct as of 31st May 2016. The amounts shown for properties located within England, Scotland and Wales have been generated using the Just Retirement Lump Sum Plus product on a single life basis. The amounts shown for properties located in Northern Ireland have been generated using the Aviva Lifestyle Lump Sum Max product on a single life basis and are therefore not representative of the whole of the market.

A lifetime mortgage will be secured against your home.